IFSC MICR Code Finder

Bank: Utkarsh Small Finance Bank
IFSC:
UTKS0001041
MICR:
221762101
Branch: Koirauna
City: Bhadohi
State: Uttar pradesh
Address: C/O SHIVANAND PANDEY,FIRST FLOOR,VILL-KHEDOPUR,THANA-KOIRAUNA,NEAR PETROL PUMP KSK,DIST - BHADOHI,PIN CODE - 221309
Phone: +919794843391
Centre: GYANPUR
UTKS0001041 is the IFSC code of Utkarsh Small Finance Bank Koirauna branch.

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies bank branches in India. It's used for electronic fund transfers like NEFT, RTGS, and IMPS. The first 4 characters represent the bank, the 5th character is always '0' (reserved for future use), and the last 6 characters identify the specific branch.

How IFSC Code Helps:

  • Enables secure online money transfers
  • Required for NEFT, RTGS, and IMPS transactions
  • Ensures funds reach the correct bank branch
  • Mandatory for salary transfers and bill payments
  • Used in UPI and digital wallet transactions
Learn More About IFSC

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques using magnetic ink. It helps in faster processing of cheques by automated machines. The first 3 digits represent the city, next 3 digits represent the bank, and the last 3 digits represent the branch.

How MICR Code Helps:

  • Enables automated cheque processing
  • Reduces cheque clearing time
  • Prevents cheque fraud and forgery
  • Required for cheque-based transactions
  • Ensures accurate bank and branch identification
Learn More About MICR