IFSC MICR Code Finder

Bank: Utkarsh Small Finance Bank
IFSC:
UTKS0001320
MICR:
825762002
Branch: Main branch, barhi
City: Hazaribagh
State: Jharkhand
Address: NEAR HERO AGENCY,MOHALLA UJJAINA,PARGANA BARSOAT,KODARMA ROAD,THANA-GARHI RAKWA 16 DECIMAL BARHI,DISTRICT-HAZARIBAGH,STATE - JHARKHAND,PIN CODE-825405
Phone: +919708155910
Centre: HAZARIBAGH

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies bank branches in India. It's used for electronic fund transfers like NEFT, RTGS, and IMPS. The first 4 characters represent the bank, the 5th character is always '0' (reserved for future use), and the last 6 characters identify the specific branch.

How IFSC Code Helps:

  • Enables secure online money transfers
  • Required for NEFT, RTGS, and IMPS transactions
  • Ensures funds reach the correct bank branch
  • Mandatory for salary transfers and bill payments
  • Used in UPI and digital wallet transactions
Learn More About IFSC

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques using magnetic ink. It helps in faster processing of cheques by automated machines. The first 3 digits represent the city, next 3 digits represent the bank, and the last 3 digits represent the branch.

How MICR Code Helps:

  • Enables automated cheque processing
  • Reduces cheque clearing time
  • Prevents cheque fraud and forgery
  • Required for cheque-based transactions
  • Ensures accurate bank and branch identification
Learn More About MICR