IFSC MICR Code Finder

Bank: Utkarsh Small Finance Bank
IFSC:
UTKS0001424
MICR:
822762104
Branch: Meral
City: Garhwa
State: Jharkhand
Address: VILLAGE - GONDA,P.S - MERAL,NEAR HIGH SCHOOL,MERAL,DISTRICT - GARHAWA,STATE - JHARKHAND,PIN CODE - 822114,KHATA NO - 154,PLOT NO - 776
Phone: +917541811475
Centre: GARHWA

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies bank branches in India. It's used for electronic fund transfers like NEFT, RTGS, and IMPS. The first 4 characters represent the bank, the 5th character is always '0' (reserved for future use), and the last 6 characters identify the specific branch.

How IFSC Code Helps:

  • Enables secure online money transfers
  • Required for NEFT, RTGS, and IMPS transactions
  • Ensures funds reach the correct bank branch
  • Mandatory for salary transfers and bill payments
  • Used in UPI and digital wallet transactions
Learn More About IFSC

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques using magnetic ink. It helps in faster processing of cheques by automated machines. The first 3 digits represent the city, next 3 digits represent the bank, and the last 3 digits represent the branch.

How MICR Code Helps:

  • Enables automated cheque processing
  • Reduces cheque clearing time
  • Prevents cheque fraud and forgery
  • Required for cheque-based transactions
  • Ensures accurate bank and branch identification
Learn More About MICR