IFSC MICR Code Finder

Bank: Utkarsh Small Finance Bank
IFSC:
UTKS0001311
MICR:
811762202
Branch: Jamalpur br
City: Munger
State: Bihar
Address: MAUZA - NAYAGAON,P.S-EAST COLONY,D D TULSI ROAD,POST - JAMALPUR,DIST - MUNGER-811814,KHATA NO-32,KHESARA NO-2439,THANA NO-11,TAUZI NO - 5439,AREA - 1 KATHA,WARD NO - 5
Phone: +917280021704
Centre: MUNGER

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies bank branches in India. It's used for electronic fund transfers like NEFT, RTGS, and IMPS. The first 4 characters represent the bank, the 5th character is always '0' (reserved for future use), and the last 6 characters identify the specific branch.

How IFSC Code Helps:

  • Enables secure online money transfers
  • Required for NEFT, RTGS, and IMPS transactions
  • Ensures funds reach the correct bank branch
  • Mandatory for salary transfers and bill payments
  • Used in UPI and digital wallet transactions
Learn More About IFSC

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques using magnetic ink. It helps in faster processing of cheques by automated machines. The first 3 digits represent the city, next 3 digits represent the bank, and the last 3 digits represent the branch.

How MICR Code Helps:

  • Enables automated cheque processing
  • Reduces cheque clearing time
  • Prevents cheque fraud and forgery
  • Required for cheque-based transactions
  • Ensures accurate bank and branch identification
Learn More About MICR