IFSC MICR Code Finder

Bank: Kerala Gramin Bank
IFSC:
KLGB0040569
MICR:
686480303
Branch: Ramapuram
City: Kottayam
State: Kerala
Address: NEW MICHAEL PLAZA,OPP.AUGUSTINE FORANE CHURCH,P.O.RAMAPURAM BAZAR,KOTTAYAM,KERALA,PIN 686576
Phone: +91482262727
Centre: KOTTAYAM
KLGB0040569 is the IFSC code of Kerala Gramin Bank Ramapuram branch.

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies bank branches in India. It's used for electronic fund transfers like NEFT, RTGS, and IMPS. The first 4 characters represent the bank, the 5th character is always '0' (reserved for future use), and the last 6 characters identify the specific branch.

How IFSC Code Helps:

  • Enables secure online money transfers
  • Required for NEFT, RTGS, and IMPS transactions
  • Ensures funds reach the correct bank branch
  • Mandatory for salary transfers and bill payments
  • Used in UPI and digital wallet transactions
Learn More About IFSC

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques using magnetic ink. It helps in faster processing of cheques by automated machines. The first 3 digits represent the city, next 3 digits represent the bank, and the last 3 digits represent the branch.

How MICR Code Helps:

  • Enables automated cheque processing
  • Reduces cheque clearing time
  • Prevents cheque fraud and forgery
  • Required for cheque-based transactions
  • Ensures accurate bank and branch identification
Learn More About MICR