IFSC MICR Code Finder

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies bank branches in India. It's used for electronic fund transfers like NEFT, RTGS, and IMPS. The first 4 characters represent the bank, the 5th character is always '0' (reserved for future use), and the last 6 characters identify the specific branch.

How IFSC Code Helps:

• Enables secure online money transfers
• Required for NEFT, RTGS, and IMPS transactions
• Ensures funds reach the correct bank branch
• Mandatory for salary transfers and bill payments
• Used in UPI and digital wallet transactions

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What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques using magnetic ink. It helps in faster processing of cheques by automated machines. The first 3 digits represent the city, next 3 digits represent the bank, and the last 3 digits represent the branch.

How MICR Code Helps:

• Enables automated cheque processing
• Reduces cheque clearing time
• Prevents cheque fraud and forgery
• Required for cheque-based transactions
• Ensures accurate bank and branch identification

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