IFSC MICR Code Finder

Bank: ESAF Small Finance Bank
IFSC:
ESMF0001519
MICR:
679760004
Branch: Lakkidi perur ii pathiripala
City: Palakkad
State: Kerala
Address: NO 6 939 943,THACHOOS ARCADE,PALAKKAD PONNANI ROAD,LAKKIDI PERUR II VILLAGE,PALAKKAD,679302
Phone: +919288093103
Centre: LAKKIDI PERUR II PATHIRIPALA
ESMF0001519 is the IFSC code of ESAF Small Finance Bank Lakkidi perur ii pathiripala branch.

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies bank branches in India. It's used for electronic fund transfers like NEFT, RTGS, and IMPS. The first 4 characters represent the bank, the 5th character is always '0' (reserved for future use), and the last 6 characters identify the specific branch.

How IFSC Code Helps:

  • Enables secure online money transfers
  • Required for NEFT, RTGS, and IMPS transactions
  • Ensures funds reach the correct bank branch
  • Mandatory for salary transfers and bill payments
  • Used in UPI and digital wallet transactions
Learn More About IFSC

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques using magnetic ink. It helps in faster processing of cheques by automated machines. The first 3 digits represent the city, next 3 digits represent the bank, and the last 3 digits represent the branch.

How MICR Code Helps:

  • Enables automated cheque processing
  • Reduces cheque clearing time
  • Prevents cheque fraud and forgery
  • Required for cheque-based transactions
  • Ensures accurate bank and branch identification
Learn More About MICR