IFSC MICR Code Finder

Bank: Capital Small Finance Bank Limited
IFSC:
CLBL0000038
MICR:
141545202
Branch: Capital local area bank limited, khanna
City: Ludhiana
State: Punjab
Address: CAPITAL LOCAL AREA BANK LIMITED, G.T.ROAD, NEAR OLD BUS STAND, KHANNA - 141401
Phone: +911628504446
Centre: KHANNA
CLBL0000038 is the IFSC code of Capital Small Finance Bank Limited Capital local area bank limited, khanna branch.

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies bank branches in India. It's used for electronic fund transfers like NEFT, RTGS, and IMPS. The first 4 characters represent the bank, the 5th character is always '0' (reserved for future use), and the last 6 characters identify the specific branch.

How IFSC Code Helps:

  • Enables secure online money transfers
  • Required for NEFT, RTGS, and IMPS transactions
  • Ensures funds reach the correct bank branch
  • Mandatory for salary transfers and bill payments
  • Used in UPI and digital wallet transactions
Learn More About IFSC

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques using magnetic ink. It helps in faster processing of cheques by automated machines. The first 3 digits represent the city, next 3 digits represent the bank, and the last 3 digits represent the branch.

How MICR Code Helps:

  • Enables automated cheque processing
  • Reduces cheque clearing time
  • Prevents cheque fraud and forgery
  • Required for cheque-based transactions
  • Ensures accurate bank and branch identification
Learn More About MICR