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List of Districts Andhra Bank is avilable in Punjab at Ludhiana

BijaDugri Road BranchFerozpur RoadHambran RoadJamalapurJandialaJargariKhannaKot GanguraiLudhianaLudhiana-model Town ExtensionRampurRasullraSahnewal Kohara RoadSamralaShaheed Bhagat Singh NagarSme Express Centre LudhianaZo Ludhiana

IFSC code stands for Indian Financial System Code which is used to uniquely identify a bank and branch, which is used for NEFT, RTGS and IMPS transfer .